Banking & Finances
Finance
How to open a bank account in Ireland. AIB, Bank of Ireland, and digital alternatives.
Opening a Bank Account in Ireland
Having a local bank account is essential for receiving your salary, paying rent, and managing your daily expenses.
Traditional Banks("The Big Two")
These banks have many physical branches and offer full services.
AIB(Allied Irish Banks)
One of the largest.They often require a PPSN and proof of address to open an account.
Bank of Ireland(BoI)
Another major traditional bank with a long history.Similar requirements to AIB.
Digital Banks(Quick & Easy)
Many migrants prefer starting with a digital bank because the setup is much faster.
Revolut
Extremely popular in Ireland.You can open an account in minutes using your passport and IRP card.It provides an Irish IBAN.
Money Jar
An Irish - based digital alternative that is very migrant - friendly.
What You Need
1
Valid ID : Usually your Passport.
2
Proof of Address : A utility bill, a lease agreement, or a letter from your employer / host.
3
PPS Number : Often required by traditional banks to verify your tax status.
Tips
Most traditional banks charge a quarterly maintenance fee(around €4.50 - €6.00).
Student accounts(if you are on a Stamp 2) are usually free from maintenance fees.